Setting Dream Driven Goals

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In my blog post ‘Goal Setting Templates’ I mention SMART goals and Brendon Burchard’s DUMB goals.

I use the best of both of these templates to create my own goal setting template.

It’s high level but is detailed enough to give me sufficient direction to set goals,

  1. What are my DREAM DRIVEN GOALS?
  2. WHY are these goals important to me?
  3. HOW will I achieve these goals?
  4. What METRICS will I use to measure progress towards these goals?

I answer the above questions in detail for each category of my life. As outlined in my Wheel of Life below, the categories of my life are Sense of Self, Relationships, Health, Work, Finance, Social Life, Environment & Contribution. 

You can use this Wheel of Life or create your own version.

 

 

 

 

 

 

 

 

  1. What are my DREAM DRIVEN GOALS

Remembering Brendon Burchard’s DUMB goals

What are your DREAMS for each area of your life?

What would be a DREAM come true?

This is where we DREAM BIG about what we want for our lives.

There are no limits or obstacles in DREAM DRIVEN GOALS – just DREAMS!

HOW BIG WILL YOU DREAM?


  1. WHY are these DREAM DRIVEN GOALS important to me?

Simon Sinek in his highly viewed Ted Talk and bestselling book says to START WITH WHY and that is where I start with goal setting.

Understanding my WHY not only supports the goal setting process but it also keeps me going when times get tough, which they inevitably will.

What is your WHY?

WHY do you want to FOLLOW YOUR DREAMS in each area of your life?

WHY are your DREAM DRIVEN GOALS important to you?


  1. HOW will I achieve these goals?

The HOW is the actions required to move closer to your goals.

What ACTION do you need to take to get closer to your goals.

What do you need to STOP DOING to move you closer to your goals?

What do you need to LEARN to move you closer to your goals?


  1. What METRICS will I use to measure progress towards these goals?

Metrics are incredibly important as without them we don’t know how much progress we are making and whether we are moving towards or away from our goals.

What metrics will you use to measure your progress?

‘WHAT GETS MEASURED GETS IMPROVED’ is a quote by Peter Drucker that is as true today as when he said it 40+ years ago.

 

Whatever your goals are, I wish you success, love, health and happiness as you live your best life every day 😊

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If so download my free ebook  ‘The A-Z of Effective Change’ below and you are all signed up! 

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Siobhain

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Goal Setting Templates

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SMART is used universally across the globe and is well known in the world of strategy as a popular goal setting template. I have used SMART but I never fully aligned with it, I always felt it was limiting and wasn’t creative enough.

I highly recommend you create your own goal setting template depending on what aligns with you and what doesn’t.

Here’s what I like and don’t like about SMART goal setting,

S = Specific – be specific about what you want to accomplish

I like this part as if you’re not specific, you are vague and vague isn’t going tp get you anywhere!

M = Measurable – use metrics to measure progress towards your goal

I’m a big fan of metrics, without metrics you don’t know if you are moving towards or away from your goals.

A = Achievable/Attainable – is your goal achievable & attainable?

This is one of the parts of SMART that I don’t align with. I prefer to set goals that aren’t achievable. I prefer to set big, audacious, almost unrealistic goals – anything else feels limiting to me. You may not be able to achieve your big, audacious, unrealistic goals with the current resources you have but who knows what the future will bring.

DREAM BIG and don’t worry about whether it’s achievable or not, the process will get you further than you can imagine!

R = Relevant – is your goal relevant?

This is another part of SMART that I don’t align with. Goals may be relevant today and irrelevant tomorrow and so only setting relevant goals also feels limiting to me.

T = Timely – does your goal have a timeline?

I half align and half misalign with this. I agree goals should have timelines but I don’t think they should be set in stone. I prefer timelines to be flexible and changeable with an awareness that everything mostly unfolds in its own time, if we have the patience to allow this.

 

The goal setting template that I absolutely love and really align with is Brendon Burchard’s DUMB goals! I love Brendon’s energy, excitement and enthusiasm when explaining what DUMB goals are.

This is what is needed when goal setting – POSITIVE AND INFECTIOUS ENERGY, EXCITEMENT AND ENTHUSIASM

If you watch one video this week, let it be this one!

Brendon Burchard’s DUMB goals

D = Dream Driven 

These goals are influenced and powered by your dreams, your destiny and your passions. What will make you feel meaningful and alive?

U = Uplifting 

These goals are compelling, attractive, fun, exciting and driven by gain. We are way more likely to achieve goals that are compelling, attractive, fun, exciting and driven by gain than the opposite. 

M = Method Friendly 

What practices or methods do you have that make your goals easy to achieve? If you don’t have the methods to achieve your goals, you will need to create these methods.

B = Behaviour Driven 

Your behaviours become habits and your habits move you closer to your goals. Your habitual behaviour then becomes the driving force behind your dreams.

 

No matter what goal setting template you use or how you set goals I echo what Brendon says at the end of his video

‘I don’t want you to be realistic anymore. I want you to advance with reckless abandon towards your dreams by just being DUMB – setting up those very simple Dream Driven, Uplifting, Method Friendly, Behaviour Driven goals that fire you up and get you up every single day’ Brendon Burchard

I wish you joy, happiness, health and contentment on your goal setting journey 😊

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If so download my free ebook  ‘The A-Z of Effective Change’ below and you are all signed up! 

Thanks for reading,

Siobhain

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The Real Magic of Goal Setting

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The REAL MAGIC OF GOAL SETTING is not found in achieving your goals but in the process of working towards your goals and what that process brings you.

The process of working towards your goals brings much learning, growth, enjoyment, understanding and fulfilment. Even if you never reach your goals, focusing on the process and what that brings means you are super successful before you even start!

The REAL GOAL of goal setting is THE PERSON YOU BECOME through the process of goal setting and working towards your goal.

THE PERSON YOU BECOME DURING THE PROCESS – THAT’S THE REAL MAGIC!

Not only is this a magical way to think but it totally removes any pressure that might be attached to goals. Reaching your goals then becomes an added bonus to the REAL GOAL.

If the REAL MAGIC is the process and the PERSON YOU BECOME then every step forwards and even every step backwards is a WIN!

If the REAL MAGIC is the process in terms of what you learn, how much you grow, how much you enjoy, understand and are fulfilled along the way then every day is a WIN!

‘Once you realise that the road is the goal and that you are always on the road, not to reach a goal, but to enjoy it’s beauty and wisdom, life ceases to be a task and becomes natural and simple, it itself an ecstasy’ Nisargadatta Maharaj

One of my favourite quotes explains this so well,

‘The Journey is the Reward’ Chinese Proverb

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If so download my free ebook  ‘The A-Z of Effective Change’ below and you are all signed up! 

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Siobhain

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The Power of Procrastination

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In my blog posts ‘The 9R’s to Eliminate Overwhelm’ and ‘Il Dolce Far Niente’ I wrote about ways to eliminate overwhelm, another way of dealing with overwhelm is through procrastination.

Procrastination is defined as ‘the habit of voluntarily delaying an important task usually by focusing on less urgent, more enjoyable and easier tasks instead’.

The internet has many videos & articles on how to overcome procrastination, how to stop procrastination, and how to deal with and how to cope with procrastination. All of these videos and articles have one central theme – that procrastination is a bad thing.

I think procrastination is a good thing and we can learn much from it.

I procrastinate all the time – show me something that’s boring, tedious, takes ages, or that I don’t like doing and I can literally delay it forever.

This teaches me a lot about what I like to do and what I don’t like to do.

What I delay is always, without exception things I don’t like doing. 

What I don’t delay is always, without exception things I like to do

This makes procrastination a great teacher.

Procrastination teaches us what we don’t like to do.

Procrastination also teaches us what we do like to do.

 

In terms of overwhelm there are a few ways to utilise procrastination and treat it as a friend not a foe,

 

1.Delay what you don’t like doing –  move what you don’t like doing to tomorrow, next week, next month or next year. The simple act of delaying what you don’t like to do can reduce overwhelm significantly.

 

2. Delay what you do like doing –  just because you like doing something doesn’t mean it needs to get done today! Move what you do like doing to tomorrow, next week, next month or next year. The simple act of delaying what you do like to do can also reduce overwhelm significantly.

 

3. Outsource what you can. I’m a firm believer in outsourcing everything that others can do for you. This frees you up to focus solely on what only you can do in your life and business.

Note: It’s more enjoyable to outsource what you don’t like to do but you can also outsource what you do like to do. The most important thing is that you free up your time to focus solely on what only you can do in your life and business. 

This reduces overwhelm dramatically as your ‘to do list’ become someone else’s ‘to do list’!

My blog post ‘How to Free Up Your Time Using Online Outsourcing’ can support you with online outsourcing.

 

4. Prioritise what you absolutely have to get done – My blog post The Priority Matrix can support you with this. The simple act of prioritising can reduce overwhelm significantly as you realise everything doesn’t have to be done straight away!

 

How can you leverage the power of procrastination?

What can procrastination teach you?

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If so download my free ebook  ‘The A-Z of Effective Change’ below and you are all signed up! 😊

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Siobhain

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Il Dolce Far Niente

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Following on from my blog post ‘The 9Rs to Eliminate Overwhelm’  another concept that helps to eliminate overwhelm is Il Dolce Far Niente.

The Italian concept of ‘Il Dolce Far Niente’ translates to

‘THE SWEETNESS OF DOING NOTHING’.​

When I got injured skiing in Italy in early 2023 I had loads of time on my hands.

​I spent this time watching Italians practise ‘THE SWEETNESS OF DOING NOTHING’.

  • The Italians seem to take their time and savour enjoyment of the simple things in life
  • The Italians spend hours eating many courses of food and enjoying the best of coffee, wine and other aperitifs
  • The Italians walk as if time is their best friend and as if they have plenty of it
  • The Italians don’t seem to be in any rush to get to or to do anything
  • The Italians are intent on the enjoyment of time as just that – time

​When in Italy do as the Italians do and so I used this precious time to practise ‘THE SWEETNESS OF DOING NOTHING’.

I had long lazy breakfasts & lunches, I had midday naps, I sat in cafes sipping coffee and eating cake, I walked around the area we were staying in with no real direction just aimlessly wandering yet enjoying the journey.

​I sat and listened to Italians in conversation, their language is like music. The words I didn’t understand, the changing tone of their voices, their uplifting laughs, their hand gestures. You can hear their expressions of affection even without understanding the words.

​I did lots of nothing, lots of just nothing – enjoying THE SWEETNESS OF DOING NOTHING.

While my body was sore and in pain from my injury, my mind was slowing down and becoming immensely peaceful.

THE SWEETNESS OF DOING NOTHING made me feel good during a very challenging time and I brought this little piece of Italy home with me to savour and enjoy when I need it.

Do you practice THE SWEETNESS OF DOING NOTHING?

Do you think THE SWEETNESS OF DOING NOTHING would support you to slow down and eliminate overwhelm?

​Eat, Pray, Love was made into a film and this clip is where Il Dolce Far Niente is explained to Julia Roberts, Il Dolce Far Niente .

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Siobhain

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My 2023 Annual Goals

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Annual reflection is much easier than annual goal setting.

Annual reflection is a one time event that is carried out by reflecting on the previous 12 months. 

Annual goal setting is a different story – annual goal setting isn’t a one time event.

Annual goal setting is a continuous process of learning, sharing, reflection & change that is worked on EVERY DAY FOR THE ENTIRE YEAR.

This is what makes annual goal setting COMPLEX AND TIME CONSUMING, it is also what makes it INTERESTING AND WORTHWHILE

Before we set goals, it’s good to highlight how important Annual Goal Setting is.

Annual goal setting gives us DIRECTION for the year ahead. 

Where we end up as a result of goal setting is UNKNOWN but wouldn’t you rather be going in the DIRECTION YOU SET instead of anywhere else?

Annual goal setting gives us PURPOSE & MEANING and the more we work on our goals, the more PURPOSE & MEANING we bring into our lives. 

Who wouldn’t like more DIRECTION, PURPOSE & MEANING?

I’ve been sharing my Annual Review online for 10 years yet this is the first time I have shared my Annual Goals. I divide my Annual Goal Setting process into 3 parts, detailed below

A. Categorise my life using The Wheel of Life

B. Create a framework for Annual Goal Setting

C. Document my Annual Goals

 

A. Categorise my life using The Wheel of Life

The change tool I use to categorise my life is the Wheel of Life. The Wheel of Life has been widely used since the 1960s and so it has been around a very long time. The tool itself has not changed but how we use it evolves as our lives evolve. My Wheel of Life consists of the following categories,

1.Sense of Self

This is a category that I created recently as much of my time is spent here at the moment. 

This category combines my personal development, personal strategy and my relationship with myself.

This category is all about who I am, who I want to be, who I need to be to achieve my dreams and how I feel about myself and the world around me.

This is also where I work on the concepts of Self Love, Self Worth, Self Esteem, Self Belief, Self Trust, Self Confidence, Self Assurance, Self Understanding, Self Regard/Self Respect, Self Awareness and Self Observation

The success of this category determines the success in all other categories of my life and so it is the most important category in my Wheel of Life. 

It is well known in the world of personal development and business that if we don’t work towards our potential as a person we’ll never reach our potential in any of the other areas of our life. 

2. Relationships – This category is about my relationship with others in my life

3. Health is Wealth – This category is about my mental, emotional, physical and spiritual health

4. Work – This category is about the work I do

5. Finance – This category is about personal finance

6. Social Life/Fun – This category is about my social life, having fun and recreation

7. Environment – This category is about our home on a personal level and our planet on a global level

8. Contribution – This category is about how I give back to a world that gives me so much

That’s it, my Wheel of Life.

What are the categories of your life?

Would you use some of the above categories?

 

B. Create a framework for Annual Goal Setting 

My annual goal setting format is short, simple and pretty high level yet it is detailed enough to give me enough direction to create plans. I use the below format for each area of my Wheel of Life, asking the questions

I. What are my DREAM DRIVEN GOALS?

II. WHY are my DREAM DRIVEN GOALS important to me?

III. HOW will I achieve my DREAM DRIVEN GOALS?

IV. What METRICS will measure progress towards my DREAM DRIVEN GOALS?

Below is an outline of these questions in detail,

 

I. What are my DREAM DRIVEN GOALS?

This is not an annual goal but more of a LIFETIME DREAM that annual goals work towards!

Remembering Brendon Burchard’s DUMB goals

What are your DREAMS for every area of your life?

What would be a DREAM come true?

This is where we DREAM BIG about what we want for our lives.

There are no limits or obstacles in DREAM DRIVEN GOALS – just DREAMS!

HOW BIG WILL YOU DREAM?

 

II. WHY are my DREAM DRIVEN GOALS important to me?

Simon Sinek in his highly viewed Ted Talk and bestselling book says to START WITH WHY and that is where I start with goal setting.

I outline WHY DREAM DRIVEN GOALS are important to me.

Understanding my WHY not only supports the goal setting process but it also keeps me going when times get tough, which they inevitably will.

What is your WHY?

WHY do you want to FOLLOW YOUR DREAMS in each area of your life?

WHY are your DREAM DRIVEN GOALS important to you?

 

III. HOW will I achieve my DREAM DRIVEN GOALS?

The HOW is the actions taken to move closer to DREAM DRIVEN GOALS.

What ACTION do you need to take to get closer to your DREAM DRIVEN GOALS.

What do you need to START OR STOP DOING to move you closer to your DREAM DRIVEN GOALs?

What do you need to LEARN to move you closer to your DREAM DRIVEN GOALS?

 

​IV. What METRICS will measure progress towards my DREAM DRIVEN GOALS?

Metrics are incredibly important as without them we don’t know how much progress we are making and whether we are moving towards or away from our DREAM DRIVEN GOALS.

What metrics will you use to measure your progress?

‘WHAT GETS MEASURED GETS IMPROVED’ is a quote by Peter Drucker that is as true today as when he said it 40+ years ago.

 

That’s it, that’s my simple, short and high level format for Annual Goal Setting.

Could you use this format for your own goal setting? 

You’ll notice I don’t include timelines in my Annual Goal Setting format – this is on purpose.

How could I possible know when I will get to a year’s worth of goals?

I create TIMELINES when I create my PLANS and these change on a DAILY BASIS.

 

C. Document my Annual Goals 

I document my Annual Goals in Google Docs & Google Sheets and for the first time I have shared them online here in this blog post. 

Below are my 2023 Annual Goals for each area of my Wheel of Life:

1. SENSE OF SELF:

What are my Dream Driven Goals?

To prioritise, work on, know, understand, accept grow, learn about and love myself to bring the best version of my truest, most authentic self to my life, my relationships & the world. 

To utilise, learn more about and improve my personal strategy. 

Reminder:

This category combines my personal development, my personal strategy and my relationship with myself.

This category is all about who I am, who I want to be, who I need to be to achieve my dreams and how I feel about myself and the world around me.

This is also where I work on the concepts of Self Love, Self Worth, Self Esteem, Self Belief, Self Trust, Self Confidence, Self Assurance, Self Understanding, Self Regard/Self Respect, Self Awareness and Self Observation.

The success of this category determines the success in all other categories of my life and so it is the most important category in the Wheel of Life.

If we don’t work towards our potential as a person we’ll never reach our potential in any of the other areas of our life. 

 

WHY are my Dream Driven Goals important to me?

Our only source of real happiness and joy is within ourselves and so however we feel about ourselves is what we will bring to the world. In order to get the best out of and bring the best to the world I want to be the best version of myself. 

As mentioned above, if I don’t work towards my potential as a person I’ll never reach my potential in any of the other areas of my life and reaching my full potential is really important to me. 

My personal strategy keeps me on top of everything & ensures I get everything done with no stress, strain or pressure! The more visibility & understanding I have in my life, the more I can see what areas I want to improve and change. 

When I don’t utilise my personal strategy I feel disorganised, overwhelmed, under pressure, less grounded, less happy & less fulfilled. 

 

HOW will I achieve my Dream Driven Goals? What actionable steps will I take in 2023? 

  1. Create my Personal Strategy for 2023 
  2. Carry out daily, weekly, monthly, quarterly & annual plans and reviews 
  3. Journal daily and weekly (daily journaling is a game changer in terms of self awareness)
  4. Spend sufficient time in solitude – I’m an introvert and so solitude is as important to me as oxygen is! 
  5. Read physical books and give away books I no longer need 
  6. Learn more about sprituality, psychology and concepts of self (basically learn more about myself!)

 

What METRICS will measure progress towards my Dream Driven goals?

Progress in terms of ‘Sense of Self’ is difficult to measure, it’s almost intangible. It is however closely linked to my happiness, contentment and fulfillment of which all of the above add to immensely

  1. *Process confirmation that all elements of personal strategy is being carried out (plans, reviews, journaling etc) 

*Process confirmation is a tool we use in the Lean world which tells us whether a task has been carried out or not

  1. Progress on all Sense of Self concepts & learning
  2. Number of books read & given away 

 

2. MY RELATIONSHIPS

What are my Dream Driven Goals?

To continuously nurture my relationships & spend quality time with Mike, my family & friends ❤️ This part of my life is really just about enjoying the company of those I love and who love me ❤️

There is no greater gift! ❤️  

 

WHY are my Dream Driven Goals important to me?

My relationships with those I love are my greatest source of happiness and I want to ensure my relationships are given the time and space they deserve ❤️

I am at my happiest when in the company of those I love and who love me ❤️

The work I do in the ‘Sense of Self’ category will also support this category to ensure I bring the best version of truest, most authentic self to my relationships ❤️

 

HOW will I achieve my Dream Driven Goals? What actionable steps will I take in 2023?

Spend precious time with Mike, my family and friends – a simple goal yet one that brings the most joy in my entire life! ❤️

 

What METRICS will measure progress towards my Dream Driven goals?

There are no metrics in this category although I do ensure I capture the precious time I spend with those I love in photos and journalled memories ❤️ 

 

3. HEALTH IS WEALTH:

What are my Dream Driven Goals?

These Dream Driven Goals are short and simple yet much work is required to work towards them. 

Mental & Emotional Health: To continuously protect & nurture my mental & emotional health 

Physical Health: To continuously work towards being the healthiest, fittest and strongest I can be

Spiritual Health: To grow and stay grounded spiritually

 

WHY are my Dream Driven Goals important to me?

My health is the foundation on which everything else is built. Without health, nothing else can thrive. 

In 2022, my entire perspective on health changed. It is no longer about being healthy because I enjoy eating well, exercising and fitting into my clothes. 

Health is now about longevity and having health, fitness, strength & mobility to enjoy that longevity.

Dr Lisa Misconi says ‘Your health in mid life is the biggest determining factor of your health in later life’. This is why it is so important to become the healthiest, fittest and strongest than I have ever been!

I feel more grounded, happy, less anxious, less overwhelmed and more at peace with myself, life & everything when I feel fit and healthy.

 

HOW will I achieve my Dream Driven Goals? What actionable steps will I take in 2023?

I make the same health goals every year and have learned that progress is not linear. 

Some years I am at my healthiest, fittest and strongest and some years I am not. What matters here is not so much progress, but what I learn about my health and the continuous work I put in to improving it. 

 

1.Mental & Emotional Health: 

To allow, accept, understand and prioritise what supports my mental health. For me, mental health is the most important element of overall health as without optimum mental health, nothing else will function optimally. 

To allow, accept, understand and prioritise what supports my emotional life. I’m an Enneagram 4 and so pretty much live on my emotions! Managing my emotions needs to be a daily practise to stay sane!  

2. Physical Health: 

Continuously work on my physical health to be the healthiest, fittest and strongest I can be. I do this through embedding healthy habits for nutrition, exercise, sleep, relaxing etc. Here I schedule and monitor results of health check ups – optician, dentist, bloods etc. 

3. Spiritual Health: 

To learn, grow and stay grounded spiritually. This category is very much tied to the work I do in the ‘Sense of Self’ category and will ensure I bring the best version of my truest, most authentic self to my health and all aspects of my life ❤️

 

What METRICS will measure progress towards my Dream Driven goals?

  1. Where I am on the Stress Performance Curve & the Emotional Scale 
  2. Health metrics of BMI, Weight, Nutrition, Exercise, Sleep, Bloods, 
  3. Health checks completed and progress on same 

 

4. FINANCE: 

What are my Dream Driven Goals?

To achieve and enjoy Financial Freedom. 

Financial freedom is defined as ‘having sufficient income, savings or investments to live comfortably for life and meet all one’s obligations without relying on a salary/paycheck’. 

I have learned a huge amount about Financial Freedom from Tony Robbin’s excellent book ‘Money – Master the Game’. Tony says Financial Freedom is ‘a long-term plan to build the life of your dreams. Success is doing what you want to do, when you want, where you want, with whom you want, as much as you want, that’s also financial freedom’.

Both of these definitions sit well with me and sum up my Dream Driven Goals for Financial Freedom! 

 

WHY are my Dream Driven Goals important to me?

I want the freedom to do whatever I want with my precious time. 

I want the freedom to work for joy and not for the necessity of money. 

I want the freedom to give as much time as I want to other areas of my life

For me, financial freedom isn’t about having a certain amount of money, it’s more about using my financial situation to have the freedcom to enjoy all other areas of life as much as possible. 

 

HOW will I achieve my Dream Driven Goals? What actionable steps will I take in 2023?

I use the word ‘abundantly’ throughout my 2023 financial goals as I believe that reaching financial goals has as much to do with mindset as it has to do with money. 

If you haven’t read Carol Dwecke’s book ‘Mindset’ I highly recommend that you do. This book teaches the difference between having a Growth Mindset and a Fixed Mindset and the consequences of both. 

I truly believe that having a Growth Mindset in terms of finances is the first step to reaching financial goals. 

 

  • To abundantly spend and enjoy spending 

To enjoy spending money and monitor my spending.

  • To abundantly increase my financial value 

To increase my financial value through savings and investments. 

My financial value is my total savings, investments and pensions. Financial value is a better metric than salary as while you could be staying on the same salary, your financial value could be increasing depending on your savings, investments and pensions. 

In stark contrast your salary could be increasing but if you’re not saving and investing, your financial value will decrease. 

I have 2 very large projects planned in this category this year which involves selling/buying property. I also have many smaller projects that will all move me a few steps closer to financial freedom. 

  • To abundantly earn more

I am currently on a break from earning money even though everything I do is geared towards becoming financially free! I have thoughts of returning to earning money but I don’t have a timeline yet! 😊

  • To abundantly stay out of consumer debt 

This is no longer a goal but something that needs to be sustained. I keep this documented as a reminder that consumer debt is something I never want to go back to. Whilst all my reasons/excuses for getting into consumer debt were justified (living my best life, building an investment portfolio, becoming a travel photographer), it took me years to dig my way out of it and it’s a place I never want to visit again. 

  • To abundantly learn more about finance 

To learn more about personal finance and continue to embed a Growth Mindset in terms of finance. 

I haven’t read many books on finance as it’s not my favourite subject but the books I have read made a huge impact on me. Below are books I highly recommend to learn more about personal finance. 

Money – Master the Game by Tony Robbins – I highly recommend this excellent book’. It’s a huge book and I didn’t understand much of it but it’s worth reading for chapter 8 which is all about Financial Freedom and how it’s not as difficult to achieve as you may think. 

Think and Grow Rich by Napoleon Hill – this bestselling book was on my bookshelf for years before I finally read it last year and I look forward to reading it again this year. It’s the type of book that you can read over and over again as you go deeper and deeper into it’s wisdom. A must read for anyone serious about financial freedom! 😊

Mindset by Carol Dwecke – this book teaches the difference between having a Growth Mindset and a Fixed Mindset and the consequences of both. I believe having a Growth Mindset is the first step to improving personal finance. 

 

What METRICS will measure progress towards my Dream Driven goals?

  1. Progress in large and mini projects 
  2. Monitor & document total spend which is Detailed spend, Capital spend, Business spend
  3. Monitor & document total financial value which is Profit, Property & Pensions 
  4. Monitor & document total Earnings & Debt
  5. Document financial learnings 

 

5. WORK:

I currently spend the least time in this category which is ironic as for 25 years it is where I spent the most time! Even though I now spend the least time here, it is the life category that is changing the most. 

Having left my day job in October 2021, I am currently in between working for others and working for myself.

My focus at the moment is on my writing and building the foundation of my business through my Lean Business Strategy. 

 

What are my Dream Driven Goals?

To be a writer. 

To build my own business.

To practice and teach Lean philosophy.

To continuously learn and improve my skills. 

To enjoy every minute of this process.

 

WHY are my Dream Driven Goals important to me?

My favourite thing to do is write 

My second favourite thing to do is read which helps me be a better writer.

I have always wanted to work for myself and my business is my channel to achieving financial freedom. 

I want to have total freedom over my work, my time, my finances and my creativity. 

I want to learn more about myself, other people, Lean and business. 

 

HOW will I achieve my Dream Driven Goals? What actionable steps will I take in 2023?

Lean Business Strategy

  1. Create more time to write, read and create content 
  2. Start building my Lean Business Strategy 

Writing 

  1. Send weekly mail to my community – you can sign up for my weekly email here
  2. Carry out a Digital 5S Project – I’m so excited to get back to practicingLean after a break of almost 18 months! 😊

Income

  1. Return to Travel Photography work in some capacity. I have missed Travel Photography immensely as I haven’t dedicated much time to it in the past few years. 

Learning 

  1. I have bought loads of courses that I want to finish but these are on hold for the moment. 

 

What METRICS will measure progress towards my Dream Driven goals?

  1. Progress in creating more time to write, read and create content 
  2. Progress in my Lean Business Strategy 
  3. Mailing list metrics & engagement 
  4. Progress in Digital 5S Project 
  5. Progress in Travel Photography work 
  6. Learnings and improvement in my skills 

 

6. SOCIAL LIFE/FUN/RECREATION:

What are my Dream Driven Goals?

To have fun, smile, laugh out loud more & don’t take life too seriously!

 

WHY are my Dream Driven Goals important to me?

Because it makes me feel good! 😊

 

HOW will I achieve my Dream Driven Goals? What actionable steps will I take in 2023?

  1. Spend time with loved ones who make me smile & laugh and bring me so much joy
  2. Be more aware of everyday activities that bring me joy and do more of them
  3. Be more aware of everyday activities that don’t bring me joy and do less of them

 

What METRICS will measure progress towards my Dream Driven goals?

There are no metrics in this category although I do ensure I capture fun times in photos and journalled memories ❤️ 

 

7. PHYSICAL ENVIRONMENT:

What are my Dream Driven Goals?

To improve and enjoy my environment which is our home on a personal level and our planet on a global scale. Remove everything that doesn’t serve me and only keep what brings me joy. 

 

WHY are my Dream Driven Goals important to me?

Because it makes me feel good and I enjoy looking after & improving our living space – both on a personal and global level 😊

 

HOW will I achieve my Dream Driven Goals? What actionable steps will I take in 2023?

  1. Carry out Marie Kondo’s decluttering in our home. 

Marie Kondo’s overarching teaching is to remove anything from our homes that doesn’t SPARK JOY! Marie’s book ‘The Magic Art of Tidying Up’ is a must for anyone who wants more space in their home and life! 

2. Decorate our home with the support of an interior designer

3. Reduce my plastic usage and find ways to support the longevity of our planet

 

What METRICS will measure progress towards my Dream Driven goals?

  1. Progress in Marie Kondo’s decluttering on our home. 
  2. Progress in decorating our home with the support of an interior designer
  3. Progress in supporting the longevity of our beautiful planet

 

8. CONTRIBUTION

What are my Dream Driven Goals?

To have sufficient financial stability to give to those in need.

To contribute to the world with my time & skills.

 

WHY are my Dream Driven Goals important to me?

I want to give back and support those less fortunate because the world has given and continues to give me so much 😊

 

HOW will I achieve my Dream Driven Goals? What actionable steps will I take in 2023?

  1. I have been supporting 4 main charities that mean a lot to me for many years. All of these charity direct debits are currently on hold as I’m not working but I contribute financially to charities with once off payments. 
  2. Contribute to the world with my time & my skills – this means different things at different times.

 

What METRICS will measure progress towards my Dream Driven goals?

Monitor what I give and the impact on others and on me

 

That’s it, my 2023 ANNUAL GOALS that support my long term DREAM DRIVEN GOALS ❤️

Remember goal setting is just an activity and reaching goals is just a destination. 

What is really important is that you enjoy the journey between these 2 points in time. 

How you live, love through and enjoy each and every day is really what matters. 

To be content, happy and full of joy & vitality every day, that’s the real goal – everything else is just decoration! 

Whatever your goals are for 2023, I wish you love, laughter, success, happiness and enjoyment every single day as you work towards them. 

Thanks for reading,

Siobhain

x x

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Annual Review 2022

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In the Lean/Continuous Improvement world we carry out ‘Hansei’ which is Japanese for Self Reflection. Self Reflection allows us to reflect on what has worked so we can celebrate & build on the successes and also reflect on what didn’t work so we can adjust & change direction.  

I have been carrying out an Annual Review (Self Reflection) for many years and find it hard to believe this is the 10th year I have published this review online. (See end of this post for previous year’s reviews).

2022 was a strange year in that so many things I planned didn’t work out and so many things I didn’t plan did work out! 

I reached very few of my annual goals and 2022 was full of immense unplanned & challenging change (similar to 2020 & 2021). I have realised that no matter how much we plan, the path that is meant for us will always be the path we travel which is not necessarily the path we plan. 

Whatever 2022 brought you, I hope you find time to reflect on your year, leave behind what doesn’t serve you and bring into 2023 everything that supports & nurtures you. 

Below is my Annual Review for the year that was 2022.

I use the Wheel of Life to categorise my life, you can use this or your own version for reflecting on 2022. 

Relationships:  

Our greatest and most important relationship is with ourselves. I truly believe that how we feel about ourselves and how much we know & learn about ourselves dictates our level of success in every area of our lives.

This is why it is so important to prioritise understanding, trusting, accepting and loving ourselves. In 2022 I continued to learn more about & build my relationship with myself. I found 2022 to be a very challenging year and so my learnings were mostly about how I deal with adversity & challenges. 

As always, Mike, my family and my friends are my reason for everything and the source of much of my happiness. 

As I’m not working at the moment, I have the precious gift of lots of spare time. This gift given me so much time to spend with my loved ones. I see more of my boyfriend Mike as I’m home every evening when he gets home and I’m off on his days off. This has been blissful and a welcome change to when we were like passing ships pre Covid! 

I see my parents & family more than I have ever done which brings me so much joy. Before I left the workplace I would only see my parents & family at weekends and even at that it wasn’t every weekend – now I see them every week and for a few days most weeks. 

I cannot tell you how precious a gift this time is, no amount of money can buy it and no amount of time can replace it. 

In 2022 I made up for not travelling the previous 2 years and had 4 trips abroad. 

In January I went skiing in the Italian Alps with my friend Paula. In May Paula and I joined our friend Karin for a week in Santorini, Greece which was amazing – you can read about that here.

My Top 5 Reasons to Visit Santorini

In August, my friends Aine, Eileen and Therese and I went to VillaMoura, Portugal for a few days. I stayed longer and Paula joined me with her friends to enjoy another few days in the sun. This was such a relaxing trip with a dash of nightlife thrown in! 

Mike and I went to Edinburgh for a long weekend in November for the Scotland & All Blacks rugby game. Edinburgh is such a beautiful place and we had a super weekend.  

I am immensely grateful for my love Mike, my wonderful family and friends and I look forward to more adventures together in 2023.

Health is Wealth: 

There is no truer saying than health is wealth, our health is by far our greatest asset.

The quality of every area of our lives is totally dependant on our health.

I have always been aware of the importance of physical, mental, emotional, & spiritual health and over the past few years, for many reasons, this awareness has been brought to a deeper level. 

In 2022 I watched loved ones deal with ill health which was really challenging and reinforces the importance of dedicating time & energy to learning about and improving our physical, mental, emotional, & spiritual health. 

2022 was also challenging for me in all areas of my own health and I didn’t reach any of the goals I set for myself.

Improving our health is a journey and just like any other journey, it’s important to keep learning & moving forward no matter the pace!!

Here’s to a healthy 2023 for us all! 

Work:

I started 2022 with no day job but with big dreams of setting up my own business but decided against it after watching a Ted Talk on ‘The Power of Time Off’. 

I decided to do just that and take TIME OFF from working. 

You can read about my decision here, The Importance of Time Off

I did continue with some work in that I was still writing my weekly emails to my community, writing blog posts, sharing these blog posts on social media and co-hosting a Personal Strategy table with the Women in Lean network. 

As the year went on, I realised I needed to be true to myself and take real ‘TIME OFF’ from work and so I stopped writing blog posts and took a break from social media & the Women in Lean Personal Strategy table. 

The only work I now do is send my weekly email to my community to whom I am so grateful. 

It’s actually really difficult to completely take ‘TIME OFF’ from working as our human minds are wired to DO! It takes much focus and discipline to allow ourselves to just BE! 

This ‘TIME OFF’ work has been the most freeing time of my entire life and I am enjoying it so much I will continue it into 2023.

I still want to work for myself and set up my own business, just not yet! 😊

Finance: 

The more I learn about personal finance the more I wish personal finance was a subject I learned in school, it certainly would have saved me much trial and error. Just like health – finance is a journey of which learning & understanding are constant companions. 

In 2022 I continued to learn about personal finance and my relationship with money.

For the first time in 25 years I didn’t have a salary which taught me more than having a big salary ever could! Here are my top 3 financial learnings of 2022.

  1. One of the most important elements of finance is MINDSET – one person can receive €100 and feel rich and another could receive €1,000,000 and feel it’s not enough. The difference has nothing to do with numbers, it’s MONEY MINDSET. There are 2 types of MONEY MINDSET – abundance and scarcity – both will dictate your relationship with money and how freely it flows in and out of your life and also how much you enjoy earning and spending money. 

2. Abundance is not just about money – when I left my day job in October 2021 my income  dramatically reduced but I felt more abundant in so many other areas of my life. Abundance is not just about money – abundance is also about love, time, health, freedom and everything else that money cannot buy. This abundance of love, time, health & freedom brings me more joy than any amount of money ever will! 

3. Time is more important than money – this is not a learning but a teaching from Jim Rohn. His quote about time and money is one of my all time favourites. 

‘Time is more valuable than money. You can get more money, but you cannot get more time’.

Every day I am learning the true essence of this quote. Now that I no longer trade my time for money, I see the true value of time which is priceless – absolutely priceless. 

Pre Covid, I felt I was on a hamster wheel! I was so busy working (inside and outside of my day job), there was very little time in my week for anything else. Stepping off this hamster wheel has been without a doubt  the single best thing I have ever done for myself. 

Time seems to have slowed down. Time seems to be more enjoyable.

I’m no longer crazy busy, some days I’m not busy at all. 

Busyness has been replaced with bliss. Bliss in that I can now enjoy the time I have and not wonder where it has gone or if I’ll have enough time to get through my to do list!

In saying all of the above, I do know we all need money to live. 

I’m lucky to have worked in large companies for 25 years, I made some investments and have built a certain amount of wealth that now allows me to take this precious time away from work. When I left my day job I made a decision to spend some of this money and not worry about it. This might reduce my overall ‘financial value’ but what’s the point of earning money if we don’t spend it and enjoy every minute of that spending?

At some stage I will need to think seriously about how to balance this precious time off with my vision for financial freedom but for the moment I’m just going to enjoy it! 😊

Personal Development:

I have always loved and dedicated much time to personal development. 

Just like everything in my life, personal development changed immensely for me over the past 2 years. 

Every year, I used to read many physical books, listen to many audiobooks & podcasts and watch loads of Youtube videos & social media posts. I used to take online courses and learn as much as I could from mentors & coaches that I admired who were doing what I wanted to do.

This all changed in 2022.

I still read physical books as reading is one of my favourite things to do but I no longer consume so much information from others. 

My personal development is now more personal. My personal development is no longer about what I learn from others, it’s all about what I learn from myself.

My personal development now comes from awareness of me – who I am, who I am not, who I want to be, who I do not want to be, my thoughts, my actions, my reactions, my beliefs, my decisions, my likes and dislikes.

My personal development now comes from observation of my life at a cellular level – why I do what I do, why I think what I think, why I behave how I behave, what is driving me forward and what is holding me back.

This consistent awareness & observation of myself has been life changing.

We can spend way too much time wondering why our outside world isn’t suiting us yet spend very little time on why our inner world even cares! 

If you want to learn about how you can focus more on your inner world and less on the noisy, disruptive, all consuming outer world I highly recommend Anthony De Mello’s life changing book ‘Awareness’

If this is the only book you read in 2023 and you follow it’s teachings, it will transform your world! 😊

 Social Life/Fun:

This category could be combined with relationships as it is with those I love that I have the most fun times. No-one makes me laugh out loud more than those I love and those who love me – they are food for my soul! 

Globally our social lives took a hit in 2020 & 2021, thankfully all that changed in 2022. We started meeting people again and enjoying the social side of life. This was a slow process for me and I’m probably not as social as I was pre Covid. 

In saying that, in 2022 I enjoyed loads of meals out, days out, nights away, holidays and saw my loved ones way more than I ever have which brought me immense joy. 

Just like everything in life, you don’t have to be doing much to enjoy yourself and have fun. Mike and i share the same sense of humour and so our home is always filled with much laughter of which I am immensely grateful for. 

Environment:

For me, environment is about our planet on a global scale and our beautiful home on a personal level.

In terms of the planet, I reduced my plastic usage but the more I reduced, the more I realised I used. This is a work in progress. Global warming is a very real thing and small steps taken by many can really make a difference. 

This year I re-read Marie Kondo’s ‘The Life Changing Magic of Tidying Up’ and started implementing it in our home. This has taken way longer than I had thought and will continue well into 2023. In saying that, I have enjoyed this process immensely. I’m a minimalist in that I don’t have or need much stuff but I only realised how much stuff I have when I started to declutter it! 

I have wanted to hire an interior designer to design our home for a long time. I know what I love in terms of interior design when I see it on Instagram & Pinterest but transferring that to our home is not a skill I possess.

I have started working with Wioleta Kelly who is a very skilled interior designer and I’m so excited to finally get this process started. 

Contribution: 

I have been supporting four charities for many years but this year I stopped all my direct debits to charities. This was a very difficult decision as these charities mean a lot to me and they do excellent life changing work. In saying that, I continued to give to charity, just not at the level I would have when I was working.

I became more aware of the contribution I make to the world in terms of my time & skills and which isn’t monetary. We all contribute to the world in so many ways that we don’t even notice, this has been an unexpected education!  

That’s it, my 2022 in review.

As with all Annual Reviews, looking back and reviewing my year brings pride in what I have achieved but also many lessons learned and things I would like to do differently that I will bring into 2023. 

Thank you for reading my blog posts and your kind words during 2022, I really appreciate your support. I hope whatever 2022 brought you that you can build on & learn from it to make 2023 YOUR BEST YEAR EVER.

May 2023 bring you and your loved ones health, happiness, peace & prosperity.

Thanks for reading,

Siobhain

x x x

If you want to carry out your own Annual Review, below is a list of blog posts to support you. 

5 Reasons To Prioritise Your Annual Review​​

​4 Steps To Your Annual Review​ 

My previous Annual Reviews can be found here,

2013   2014   2015   2016   2017   2018   2019   2020  2021

 

 

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It’s Time for a Social Media Break

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Last year I took a break from social media for 8 months. I loved the time I gained every day by not being on social media. In saying that, what I missed the most was interacting with the super people I am connected with and hearing what is going on in people’s lives. 

Recently I found myself wanting another break from social media. 

It’s not who I am connected with on social media (if we are connected, I obviously like you!). It’s more about gaining back the time social media takes to focus on what I want to focus on. 

And so I am taking a break from social media to get some precious time back in my day. 

Below is what I love about social media (and will miss) and what I don’t love about social media (and won’t miss),

What I love about social media (and will miss),

1. It’s a super platform for keeping up to date with what people you like are doing. If we are connected on social media I obviously like you and enjoy what you post. If you like what I post and want to keep up to date with what I do, download my free ebook at the end of this post and you will be signed up to my weekly emails. 

2.It’s a gigantic networking tool where you get to connect with and learn from super interesting people. As well as people I know personally, I follow Lean & business people, writers, entrepreneurs, content creators, photographers as these are my passions but thanks to social media I also follow and learn from people who are in fields of work very different to mine. 

3. It’s a highly effective marketing tool for blogging, writing, business and brand building. Thanks to social media we can now market our skills and businesses globally. I love social media as a marketing tool and just by watching those who are excellent at marketing, I learn so much. 

4. It’s a massive inspiration & learning resource. There is no end to what you can learn and who you can learn from on social media – FOR FREE! Social media is jam packed with experts in every field of interest. No matter what you want to learn, there are so many people sharing their skills and expertise for free. Videos, articles, podcasts and some courses are all free, it’s hard not to learn from social media.

5. It’s a super platform for online shopping (I really don’t need most of what I buy online but it makes me super happy!). 

What I don’t love about social media (and won’t miss),

1.It’s not real – that’s probably a bit harsh, I should say most of it isn’t real. It’s mostly filled with here’s the best pose, in the best clothes, in the best restaurant in the best country. I am a victim of this and of course I am not posting photos of myself just out of bed with bad hair & tired eyes but social media has gone so false that some of it just isn’t interesting anymore.

Some people I follow are real and show all sides of their lives & business – the good, the challenging and the downright scary – these are people and businesses I love to follow. They are real and are more reflective of what my life is like, a rollercoaster of ups and downs!

2. It’s time consuming – I like the time I spend posting content and I also enjoy the time I spend reading other people’s content but then there is this ‘social media black hole’ that I seem to find myself in. One click and suddenly an hour or more has passed and I’m like – what am I even looking at and why do I have 10 items in my checkout basket? I only post & scroll on social media twice a day but even this can end up taking way more time than I would like.

3. It can be negative – I get it, there are two sides to every coin, there is negative and positive and I’m good with both. Without the challenging side of life we would never fully appreciate the positives. In saying that, some content and comments on social media can be toxic and are beneficial to no-one, I’m really careful about who I follow and don’t want anyone elses’ negativity to enter my personal space, but every now and then someone I follow or someone who follows me sends toxicity my way. 

4. It’s always on – social media is available 24/7 and is right there on our phones. It has become almost a pandemic for some people in that it is checked mindlessly all day every day. I don’t have my phone with me all day and have scheduled time for checking emails and posting/scrolling on social media but even at that, I feel I am giving too much time to it at the moment. 

And so, weighing up what I love and what I don’t love about social media, I have decided to take a couple of months break from social media.

I will continue to send my weekly newsletter to those on my mailing list, if you want to keep up to date with what I am doing and receive my mails on all things positive change, download your free ebook below and you are all signed up.

Does social media take more of your time than you’d like? 

What do you love about social media?

What do you not love about social media?

Have you ever taken a break from social media?

Would you like to take a break from social media?

Thanks for reading,

Siobhain

x x

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Full or Fulfilled?

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Recently I had a conversation with a friend of mine around how fulfilled I am.

I left work last year (without another job) and so I have more time and thanks to this, my life is less full but more fulfilled.

I am less focused on the things that fill my life and more focused on the things that fulfill my life. 

There is a huge difference between what fills our lives and what fulfills our lives.

The definition of full is ‘Full (of something) containing or holding as much or as many as possible; having no empty space’ while the definition of fulfilled is ‘Fulfilled – feeling happy and satisfied that you are doing something useful with your life, satisfied or happy because of fully developing one’s abilities or character.

What definition do you prefer ‘full or fulfilled’?

Let’s go deeper into fulfillment, 

Fulfilling is defined as ‘causing somebody to feel satisfied and useful, making someone satisfied or happy through allowing their character or abilities to develop fully.

Unfulfilled is defined as  ‘(of a need, wish, etc.) that has not been satisfied or achieved. if a person feels unfulfilled, they feel that they could achieve more in their life or work, not causing somebody to feel satisfied and useful’

What definition do you prefer ‘fullfilling or unfulfilled’?

As a writer, I’m obsessed with words and there’s no better way to understand words than through synonyms. Synonyms are a word, or phrase that means exactly or nearly the same as another word. Sometimes we may not relate to a word but when we read the synonyms we can relate more easily to the meaning behind them.

How do the below synonyms for full/unfulfilled/unfulfilling make you feel? 

Would you like this to be a description of your life? 

Full: adequate, big, chock-full, complete, crowded, entire, intact, packed, stocked, sufficient, burdened, bursting, crammed, gorged, imbued, jammed, laden, lavish, loaded, overflowing, padded, replete, sated, satiated, satisfied, saturated, stuffed, choc a block, jam packed, plentiful, running over.  

Unfulfilled: Discontented, annoyed, begrudging, bothered, complaining, disaffected, disappointed, disgruntled, displeased, fretting, frustrated, grudging, grumbling, oended, unhappy, vexed, critical, envious, faultfinding, fed up, grumpy, insatiable, jealous, not happy, not satisfied,  

Unfulfilling: Depressing, disconcerting, discouraging, disheartening, distasteful, frustrating, mediocre, unpleasant, unsatisfying, bitter, displeasing, failing, lame, disagreeable, falling short, inadequate, ineffective, inferior, insufficient, unhappy

How do the below synonyms for fulfilling/fulfilled make you feel? 

Would you like this to be a description of your life? 

Fulfilling: Effective, accomplishing, achieving, adequate, binding, capable, conclusive, decisive, determinate, effecting, efficient, lawful, powerful, productive, qualified, sound, strong, successful, telling , useful

Fulfilled: Realised, satisfied, accomplished, achieved, actualised, attained, compassed, concluded, delighted, finished, gratified, matured, obtained, perfected, performed, pleased, reached, brought about.

How full is your life? 

How full do you want your life to be?

How fulfilled is your life?

How fulfilled do you want your life to be?

Do you want to read more about Positive Change?

Download your free e-book ‘The A-Z of Effective Change’ below.

Thanks for reading,

Siobhain

x x

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Your Greatest Mentor is YOU!

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Following on from my blog post ‘The Magic of Mentors’, there are things that we need to learn from others but there is much more to be learned from ourselves. 

People can give us advice and tell us their opinion but no-one knows more about us than we do ourselves. 

When people give us advice, it is mostly well meaning, however it is advice based on their knowledge, based on their experience, based on their perspective and mostly based on what they would do themselves.

This advice is not based on our knowledge, based on our experiences, based on our perspective and based on what we would do. The only person who can give us this advice is ourselves! 

This is why coaching is so powerful because it has nothing to do with the coach’s knowledge, experience, or perspective, coaching is focused solely on YOU! 

So how do you become your own greatest mentor?

Here are a few ideas,

  • Believe in yourself
  • Trust yourself
  • Understand yourself
  • Grow yourself
  • Know what you want
  • Know what you don’t want
  • Put yourself first
  • Listen to yourself especially your gut instinct

Our gut instinct is so important in terms of guiding us in the right direction. I love Karren Brady’s description of what gut instinct is in her interview with Steven Bartlett

‘it’s made up of all of the experiences you have had through your career and when you are faced with a problem, you’ve been in that movie before, you’ve had that movie before, different problem in a different moment about a different thing but very similar and you know the outcome. So your gut instinct goes, hang on a moment, I’ve somehow been here before and I know how this plays out’ Karren Brady

Karren goes on to say ‘I find that if I follow my gut instinct I tend to make the right decisions and if I ignore it (gut instinct), it tends to go bad’

I also feel the same in that when I make decisions aligned with my gut instinct I tend to make the right decisions and when I don’t listen to my gut instinct, these decisions usually turn out unhelpful to me. 

Are you your own greatest mentor?

Do you believe in yourself and trust yourself?

Do you listen to your gut instinct?

Do you want to read more about Positive Change?

Download your free e-book ‘The A-Z of Effective Change’ below.

Thanks for reading,

Siobhain

x x

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